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Your Roth IRA

Welcome to Your Roth IRA!

Please check out the featured articles below or explore the site using the Nav Bar located in the left-hand column.


Featured Articles

Britt Gillette

The 2014 Roth IRA Limits
by Britt Gillette at Your Roth IRA

The IRS has released the new Roth IRA income limits and contribution limits for the upcoming year. The maximum contribution for those under 50 stayed the same at $5,500 while the maximum for those 50 and over stayed the same at $6,500. However, the income limits did change.Read more

Britt Gillette

How The NBA Finals Can Boost Your Roth IRA
by Britt Gillette at Your Roth IRA

If, like our family, you purchase individual stocks within your Roth IRA, then watching the NBA Finals can provide a serious boost to your retirement savings. How's that? Because if you pay close attention to the commercials, you'll see a wall-to-wall display of some not-so-hidden stock market gems with a history of trouncing the market averages.Read more

Free Money Wisdom

Things To Consider When Opening A Roth IRA
by Jon The Saver at Free Money Wisdom

I won't go into too much more as to why a Roth IRA is a great way to invest. What I want to do with this article is tell you a little about some things you should consider when opening a Roth IRA. There are a host of tools that can be coupled with a new Roth IRA account. I want to make sure that you are aware of these things before jumping in...Read more

Britt Gillette

5 Tips For Increasing Your Roth IRA Savings
by Britt Gillette at Your Roth IRA

When it comes to saving for retirement, your Roth IRA savings is particulary valuable. Why? Because unlike your 401k, Traditional IRA, or most other tax sheltered retirement savings accounts, withdrawals from your Roth IRA are tax-free during retirement. And your goal is to end up with as much money as possible in retirement, right? If so, here are five ways you can increase your Roth IRA savings today. Read more

Read More Featured Articles...


Our Mission

Our mission is to arm you with all the information you need to invest in your Roth IRA successfully. On this site, you'll find easy to understand explanations of basic concepts like these:

  • What's a Roth IRA?
  • What are the rules?
  • Are you eligible to contribute?
  • How much can you contribute?
  • What are the benefits of contributing?

You'll also find an easy to follow breakdown of more complex Roth IRA concepts like these:

  • How does the Roth IRA 5 year rule affect you?
  • Which non-qualified early distributions are penalty free?
  • If your income falls within the Roth IRA phase out range, how much can you contribute?
  • Can you use a Roth IRA to pay expenses for a first home purchase?
  • Can you use a Roth IRA to pay college tuition expenses?

All Your Roth IRA Information In One Place

Your Roth IRA

Starting a Roth IRA can be a stressful and overwhelming experience. After all, you need answers to a lot of questions. And you need those answers before you open your Roth IRA.

Why?

Because you need rock solid information for building your plan of action. You need to know why you should have a Roth IRA, how the process works, and what options are at your disposal.

Fortunately, this site provides you with all the information you need to make informed choices.

You get the basic IRS ground rules, a step-by-step tutorial for setting up your own Roth IRA, tips for increasing your retirement nest egg, and plain-English answers to some of the Internet's least commonly addressed Roth IRA issues.

In short, you get all the tools you need to successfully meet your Roth IRA retirement planning goals.

So what are you waiting for? Start the process of taking control of your retirement savings today!

Let Our Family Help

Our Family - Britt, Jen, Samantha, and Tommy

When our daughter Samantha was born, we wanted to start a college savings plan for her, and one option we considered was using our Roth IRA.

Using our Roth IRA for this purpose was a totally new concept for us. So naturally, we had a lot of questions.

Surfing the Web for answers, we quickly learned that such detailed information isn't readily available on the Internet. Only a handful of sites offer more than a passing overview of the Roth IRA.

So how did we ultimately find the answers?

We read as much as we could, both online and offline, and we soaked up all the Roth IRA information available to us - including all the detailed IRS documents on the rules and regulations of Individual Retirement Arrangements (IRAs) on IRS.gov.

As a result, our family now knows more about our Roth IRAs than we'll ever need to know. We know the strategies to embrace and the pitfalls to avoid. And, through this website, we hope to share with you everything we've learned.

So hang around for a while! You can learn more about us and how we invest in our own Roth IRA as well as browse a number of articles on Roth IRA rules and investing tips.

Still Can't Find It?

If you're searching for a specific piece of Roth IRA information, and you can't find it in the Nav Bar in the left-hand column of this site, use the "Search This Site" box in the upper-lefthand corner.

Trouble Funding Your Roth IRA?

Start your own web-based business like our family!




What's New?

Read 5 Reasons Why I Love My Roth IRA, our part in the Good Financial Cents Roth IRA Movement!

Start planning ahead for next year by checking out 2015 Roth IRA contribution limits, and stay alert to this year's changes to the 2014 Roth IRA contribution limits.

Our family fully funds our Roth IRA with this website. Learn how you can do it too.

Are you confused or frustrated by the stock market? Learn how to build real wealth selecting individual stocks for your Roth IRA...

Read more about what's new on the Roth IRA blog.


Hi, I'm Britt, and this is my wife, Jen. Welcome to our Roth IRA information website!

This is our humble attempt to turn a passion for personal finance into the Web's #1 resource for Roth IRA information. But, believe it or not, this site is more than just a hobby. It's a real business that provides a stable and steady stream of income for our family. In fact, because of this site, Jen is able to be a full-time stay-at-home mom and spend more time with our daughter, Samantha.

But you want to know the best part? ...You can do the same thing! Anyone with a hobby or a passion (even with no previous experience building a website) can create a profitable site that generates extra income.

If you're tired of solely depending on your job(s) for family income, click here now and learn why our income is increasing despite the financial crisis and how we're making our dreams come true.


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Disclaimer

The information contained in Your Roth IRA is for general information purposes only and does not constitute professional financial advice. Please contact an independent financial professional when seeking advice regarding your specific financial situation.

For more information, please consult our full Disclaimer Policy as well as our Privacy Policy.



Thank You

Our family started this site as a labor of love in February 2009, a few months after our daughter was born.

Thank you for helping it become one of the most visited Roth IRA information sites.

Thank you, too, to the "SBI!" software that made it all possible.

We hope you find what you're looking for and wish you much continued success in your retirement planning!

Copyright© 2009-2012 Britt Gillette.