Best Roth IRA Calculators
Below, you'll find links to the best Roth IRA calculators on the web.
Some of these calculators are on our site and some of them are found on other sites (the hosting site is identified with each featured calculator).
Keep in mind that financial calculators are only beneficial as a general guide, not as an authoritative source.
Any number of variables will impact your financial plan and your specific Roth IRA investment strategy.
However, these calculators do provide you with ballpark estimates for any number of questions, such as the annual contribution you need to make to achieve your retirement goals.
As a result, these Roth IRA calculators can be of great benefit.
Projecting Your Roth IRA Savings
The calculators below will assist you in determing the parameters of your savings plan.
Hopefully, they will aid you in answering the following questions:
With those questions in mind, here are some of the best Roth calculators on the web:
Roth IRA Calculator
As you input these variables, the calculator automatically updates your retirement balance, providing you with insight on where you're headed if you continue down your current path.
Roth IRA Savings Calculator
Hit "Calculate," and it generates a graph, providing you with a visual representation of your future Roth IRA savings.
You can also enter your expected marginal tax rate, and the calculator will show you the projected value of the same amount of money invested outside of your Roth IRA.
This provides you with a clear illustration of the tremendous benefits of a Roth IRA versus non-tax exempt alternatives.
PlanningTips.Com Roth IRA Calculator
For instance, you can input your expected rate of return prior to retirement as well as after retirement.
You can also input an expected rate of inflation as well as your current income tax bracket and expected income tax bracket in retirement.
Hit "Calculate," and it provides you with graphs and charts outlining your expected results for a Roth IRA, a Traditional IRA, and a regular taxable savings account.
Again, this should provide a clear, visual illustration of the immense benefits of investing your retirement savings in a Roth IRA.
Roth IRA Contribution Calculator
As you input these variables, the calculator automatically updates, letting you know how much you need to contribution to your Roth IRA on an annual basis in order to meet your retirement goals.
Roth IRA vs. Traditional IRA
The Roth IRA calculators listed below offer many of the same functions as those above, while specifically focusing on what's best for your individual financial situation - a Traditional IRA or a Roth IRA.
Roth IRA vs. Traditional IRA Calculator
As you input these variables, the calculator automatically updates, letting you know the value of your retirement savings under two different scenarios - one if you invested all your contributions in a Roth IRA and the other if you invested all your contributions in a Traditional IRA.
Roth IRA Comparison Calculator
Hit "Calculate," and it provides you with an after-tax dollar figure you can expect to withdraw from either a Roth IRA or a traditional IRA.
However, keep in mind that future tax rates are difficult to predict, making it very tricky to accurately forecast your returns on a Traditional IRA which is taxable upon withdrawal.
Read 5 Reasons Why I Love My Roth IRA, our part in the Good Financial Cents Roth IRA Movement!
Our family fully funds our Roth IRA with this website. Learn how you can do it too.
Are you confused or frustrated by the stock market? Learn how to build real wealth selecting individual stocks for your Roth IRA...
Read more about what's new on the Roth IRA blog.
Hi, I'm Britt, and this is my wife, Jen. Welcome to our Roth IRA information website!
This is our humble attempt to turn a passion for personal finance into the Web's #1 resource for Roth IRA information. But, believe it or not, this site is more than just a hobby. It's a real business that provides a stable and steady stream of income for our family. In fact, because of this site, Jen is able to be a full-time stay-at-home mom and spend more time with our daughter, Samantha.
But you want to know the best part? ...You can do the same thing! Anyone with a hobby or a passion (even with no previous experience building a website) can create a profitable site that generates extra income.
If you're tired of solely depending on your job(s) for family income, click here now and learn why our income is increasing despite the financial crisis and how we're making our dreams come true.
Search This Site
Roth IRA Basics
More About Roth IRAs
Roth IRA Resources
About Your Roth IRA
Like Us On Facebook
Follow Us On Twitter
[?] Subscribe To
The information contained in Your Roth IRA is for general information purposes only and does not constitute professional financial advice. Please contact an independent financial professional when seeking advice regarding your specific financial situation.
Our family started this site as a labor of love in February 2009, a few months after our daughter was born.
Thank you for helping it become one of the most visited Roth IRA information sites.
We hope you find what you're looking for and wish you much continued success in your retirement planning!